Calculator
Life insurance needs calculator
Estimate your life insurance gap by factoring in income replacement, outstanding debts, future education costs, final expenses, and existing coverage.
Rule of thumb
Life insurance needs calculator
Estimate the income, debt, and future costs someone else would need to cover if you died. It is a needs estimate, not insurance advice.
Use this if a partner, child, parent, or co-signer depends on your income or unpaid labor.
Rough coverage gap $0
Estimated need before offsets $0
Assets and coverage counted $0
A positive gap means you may be underinsured for your dependents needs. Treat this as a starting point for comparing term life quotes.