Calculator
Emergency fund calculator
Estimate a target emergency fund based on your monthly essential expenses, then see how long it will take to get there at your current monthly saving pace.
Rule of thumb
Emergency fund calculator
Turn "I should save more" into a target and a monthly pace. The right target depends on job stability, health, family support, and irregular bills.
Use this before increasing investing, taking on a lease, or choosing a higher insurance deductible.
Target fund $0
Still needed $0
Time to target 0 months
Three months works if your job is stable and you have no dependents. Six months is better if you are self-employed, in a volatile field, or if others depend on your income.