What To Do If You Owe Taxes And Cannot Pay
What to do if your tax return shows a balance due: file anyway, pay what you can, avoid bigger penalties, and set up an IRS payment plan.
topic
debt
10 guides
Debt Avalanche vs. Debt Snowball
Two proven strategies for paying off debt — the avalanche saves the most money, the snowball keeps more people on track. Here's how to pick the right one.
What To Do With Your Money First
A step-by-step priority order for where to put your money — from grabbing free employer match to maxing tax-advantaged accounts to investing the rest.
Should I Invest or Pay Off Debt?
How to decide whether to put extra money toward investments or debt payoff, using interest rates as the key threshold — with a clear decision framework.
Student Loan Repayment Strategies
A guide to federal and private student loan repayment — income-driven plans, PSLF, refinancing, and how to choose the right strategy for your situation.
What Are Payday Loans and Why Are They Dangerous?
Payday loans charge extremely high interest rates that trap borrowers in cycles of debt. Here's how they work, why they're predatory, and what to do instead.
How To Use A Credit Card Without Getting Into Debt
Practical rules for using a credit card safely, avoiding interest, paying on time, and keeping balances under control.
What Is APR?
APR explained in plain English: what it means, how it differs from interest, and why it matters for credit cards and loans.
What To Do When You Can't Pay Your Bills
A practical triage guide for a financial shortfall: which bills to prioritize, who to call, what government assistance exists, and how to start recovering.
What Are Student Loans?
The difference between federal and private student loans, how interest works, repayment plan options, and what to do when payments start.